| Author | Message | ||
     Cps Senior Member Username: Cps Post Number: 259 Registered: 10-2003 |
Hi Lisa, for me, the most effective thing I do is not to get the CVC number, but to get the billing zipcode. Of course, I have realtime processing, so it's all approved before I even see it, but if they call, I make sure I get the BILLING zipcode. If it's a stolen card, they won't have that information. I think the CVC is a joke. If they have the card, they have that too. I have never had a bad card, or a chargeback to date, but then again, I will turn down any order that I just don't feel right about, even if it's approved. Knock on wood..... ;0) (Message edited by cps on March 28, 2006) | ||
| Alayne Senior Member Username: Alayne Post Number: 887 Registered: 02-1999 |
Lisa: You can always get the issuing bank information from the credit card company and contact them. That is sometimes the only way to determine if the card is bad. Lea | ||
| Alayne Senior Member Username: Alayne Post Number: 888 Registered: 02-1999 |
I just do it with the ones that are suspicious and you usually get a gut feel for those. Lea | ||
| Grandmac Senior Member Username: Grandmac Post Number: 618 Registered: 01-2003 |
I used to check all the addresses and cvc numbers ahead of time but my machine checks that for me so I was just doing the ones on the phone that looked like they might be fraud. Then I discovered that some of the banks don't require it all to match in order to approve the charge, so I may now go back to calling ahead before processing the card. It does take quite a bit of time especially if the automated system doesn't give you the info for that card and you then have to call the issuing bank. Carol |
